- Public liability insurance for designers
- Employers liability insurance for designers
What is designers liability insurance?
The designers liability insurance policy protects you against claims made against you in respect of your legal liability for personal injury or property damage by third parties. If you have employees then the employers liability insurance extension of the policy can protect you against claims made against you for your legal liability for death disease or injury sustained by employees during the course of their employment.
Why does a designer need liability insurance?
Everyone in business is exposed to the possibility of a claim being made against them and a designer is no exception. Awards for personal injury can be high and even the cost of mounting a defence against the most frivolous claim can be costly. Your designers liability insurance can protect you against these costs.