Liability Insurance in Ireland
As specialists in the arrangement of liability insurance in Ireland, we provide a fast and cost effective service offering competitive deals for liability insurance for a wide range of businesses, organisations and individuals.
What is liability insurance?
Liability insurance offers you protection in respect of your legal liability for injury or property damage arising during the course of your business , whether this be third parties in the case of public liability or in respect of employees as is the case in employers liability insurance.
Who needs liability insurance?
Everyone engaged in business or in the provision of services including charities and non-profit organisations is exposed to the threat of legal action being taken against them in respect of their legal liability and liability insurance provides you with the protection you require to meet the costs of such legal actions being taken against you.
What does liability insurance cover?
The liability insurance policy will meet the cost of any legal defence costs incurred in respect of a claim made against you and will also meet the cost of any damages or awards that may be made against you.
What sort of liability insurance do I need?
For most businesses, from sole traders to limited companies public liability insurance is not a legal requirement but should be considered to protects you against claims made against you by third parties.
If you have employees within the business, you should consider employers liability insurance to protect you against claims made against you in respect of your legal liability for personal death, disease or injury arising during the course of their employment.
How do I buy liability insurance?
For many businesses a stand-alone liability policy is suitable for their needs offering with public liability, product liability and employers liability available under a single policy. For other businesses liability insurance can form part of a broader policy reflecting the need for additional covers and these can be found in commercial combined insurance, office insurance and shop insurance packages.
To obtain a quote for liability insurance Ireland you can simply apply on-line or call us direct to discuss your requirements with a specialist liability insurance broker.
We offer quotes from our panel of leading insurers and our own underwriting facilities designed to provide a very competitive liability insurance quote service for a wide range of unusual and non-standard trades, occupations and activities.
Our in-house team of brokers and underwriters are on hand to assist you with any queries you may have regarding your liability cover and aim to provide you with competitive terms for all enquiries.