Locksmiths Liability Insurance

By May 4, 2016March 29th, 2017No Comments

locksmiths liability insurance

We provide liability insurance for locksmiths in Ireland with fast and low cost quotes from our panel of specialist liability insurance providers offering instant access to;

  • Public liability insurance for locksmiths
  • Employers liability insurance for locksmiths

What is locksmiths liability insurance?

The locksmiths liability insurance policy protects you against claims made against you in respect of your legal liability for personal injury or property damage by third parties. If you have employees then the employers liability insurance extension of the policy can protect you against claims made against you for your legal liability for death disease or injury sustained by employees during the course of their employment.

Why does a locksmith need liability insurance?

Everyone in business is exposed to the possibility of a claim being made against them and a locksmith is no exception. Awards for personal injury can be high and even the cost of mounting a defence against the most frivolous claim can be costly. Your locksmiths liability insurance can protect you against these costs.

What liability insurance does a locksmith need?

The principal reason for arranging liability insurance is to protect you against claims made against you in respect of your legal liability for personal injury and property damage. In order to make sure you have the right cover in place you need to look at how these claims may arise. As a locksmith you will be exposed to the possibility of claims being made against you by third parties i.e. members of the public at large and it is public liability insurance you require in order to protect you from these claims.
If you have employees within your locksmiths business, then employers liability insurance is highly recommended to cover you against claims made by employees in respect of your legal liability for death, disease and personal injury arising during the course of their employment. Whilst not currently a legal requirement in Ireland, this cover should be viewed as essential if you have employees.
If you provide any professional services for a fee such as advice and design, then you may wish to consider professional indemnity insurance to protect you against claims arising from a breach of professional duty. As liability insurance specialists we offer a highly competitive quote and cover service for locksmiths with full quotations containing all premium and cover information to help you make an informed choice.
Apply on-line for locksmiths liability insurance or call us direct to discuss your requirements with one of our team.
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 Locksmiths Liability Insurance Quote

1890 300301 Campion Insurance New Enquiries Blackfriars Legacy 01 234 2519