Office Insurance in Ireland
We provide office insurance in Ireland with fast and very competitive quotes for office insurance policies from a panel of leading insurance providers offering a first class service in the arrangement of you business insurance.
What is office insurance?
The office insurance policy is a package insurance policy that brings together a range of cover essential business covers that are suitable for office base risks and provides a wide range of business insurance protection as standard.
Who needs office insurance?
Office insurance is suitable for a wide range of businesses of all sizes and occupations and professions where the business is office based and nor process of manufacture, wholesale or retailing is undertaken on the premises. The wide variety of cover delivers a high level of business insurance protection as standard and is suitable for the needs of many businesses.
What is covered under an office insurance policy?
Property Damage and Material Damage
Cover in respect of loss of damage to physical property, the material assets of the business such as buildings and business equipment for a wide range of insured perils including fire, theft and accidental damage.
Insurance against the consequential financial loss to the business following an interruption to the business as the result of or a material damage claim under the policy e.g. the increased cost of working as a result of having to take additional offices after a fire or the loss of revenue as a result of the loss business brought about by the fire.
Combined Business Liabilities
Protection including in respect of claims made against the policyholder in respect of their legal liability for personal injury or property damage arising during the course of the business including claims made by third parties or employees.
Business All Risks
Cover in respect of property whilst not in the office for instance mobile phones and laptops.
Cover in respect of loss of business cash from the office, whilst in the course of transit or from the private homes of directors or employees.
Additional covers available for specialist niches and requirements such as loss of documents, property in transit.
How much does office insurance in Ireland cost?
The cost of your office insurance in Ireland will depend upon the nature of your business, where your office is located, the sums insured you require and whether you have previously had any claims. Your own personalised quote will be tailored to the needs of your business.
What is not covered under office insurance?
As with all insurance policies there are a fairly standard set of exclusions but you should be aware that most office policies do not provide cover in respect of;
- Work away unless the work is clerical in nature
- Professional indemnity or professional liability, this is generally the subject of a separate policy although some providers will offer it as part of an overall professional package with office insurance.
How do I buy office insurance in Ireland?
You can apply on-line or call us direct to discuss your office insurance requirements with one of our brokers.