- Public liability insurance for planning consultants
- Employers liability insurance for planning consultants
What is planning consultants liability insurance?
The planning consultants liability insurance policy protects you against claims made against you in respect of your legal liability for personal injury or property damage by third parties. If you have employees then the employers liability insurance extension of the policy can protect you against claims made against you for your legal liability for death disease or injury sustained by employees during the course of their employment.
Why does a planning consultant need liability insurance?
Everyone in business is exposed to the possibility of a claim being made against them and a planning consultant is no exception. Awards for personal injury can be high and even the cost of mounting a defence against the most frivolous claim can be costly. Your planning consultants liability insurance can protect you against these costs.
What liability insurance does a planning consultant need?
If you have employees within your planning consultants business, then employers liability insurance is highly recommended to cover you against claims made by employees in respect of your legal liability for death, disease and personal injury arising during the course of their employment. Whilst not currently a legal requirement in Ireland, this cover should be viewed as essential if you have employees.